. Protection of investors’ rights: foreign experience.

Abstract: Modern Russian legislation ever since 1993, when the Constitution of the Russian Federation was adopted, and till now, does not provide for adequate legislative protection of investors’ rights within the banking system of the Russian Federation. Lack of state guarantees, lack of responsibility of founders and directors of the credit organizations for non-return of deposits of physical persons made many credit structures effective as “washing machines” for money laundering. Author of this article offers her answer to the question: “Is it possible to protect deposits of physical persons, and do such guarantees exist abroad?”, studies experience of a number of foreign states, such as the USA, Germany, Luxembourg, Japan and Hungary.